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When you start your crypto investment journey, you think about growth.
You think about long-term potential.
You think about the future.
But here’s a question many people don’t ask:
If something happens to you… What happens to the crypto holdings?
Life doesn’t come with a warning. That’s why, at WazirX, we believe responsible crypto investing also means good financial planning. And that’s why the option to add a nominee exists, to ensure that families have a clearer and seamless path during the claims process when they need it most.
Because the crypto isn’t just digital assets, it’s part of your financial legacy.
Why Adding a Nominee Matters
Not long ago, a family reached out to us after losing a loved one unexpectedly.
They knew about the crypto investments he made for his daughter’s financial future, but they didn’t know how to access them. When they discovered his WazirX account, they also realized that no nominee had been added.
What followed was not just paperwork. It was a prolonged process of gathering legal heir documents, completing verification procedures, and navigating formalities, all while they were still coming to terms with their loss.
In moments like these, clarity matters more than anything else.
A nominee is the person you authorize to claim the assets in case of unforeseen circumstances. It ensures that, if something happens to you, your family is not left to guess what to do next.
Adding a nominee means:
- There is a clearly designated person who can initiate the claim
- There is less uncertainty during an already difficult time
- The claim process moves faster
- Your loved ones are spared avoidable administrative stress
Planning ahead cannot prevent loss. But it can prevent confusion.
And sometimes, that makes all the difference.
What Happens If You Don’t Add a Nominee Vs When You Do
Having a nominee changes everything during the claim process. It determines whether your family faces a complex, documentation-heavy process or a clearer and more structured path forward.
The experience during the claim process depends entirely on whether a nominee has been added.
| Without a Nominee | With a Nominee |
| No registered claimant on record | A registered person is already on record |
| Additional legal heir validation required | Clear verification pathway already established |
| Longer resolution timelines (up to ~30 days) | Faster resolution timelines (around ~7 days) |
| Higher documentation dependency | Less documentation burden |
| Increased back-and-forth communication | Simplified and structured claim flow |
What Happens, If There’s NO Nominee?
When no nominee is added, there is no pre-authorized individual on record to initiate the claim. We understand that during such moments, administrative friction is the last thing your loved ones should have to deal with. In such cases, the process may involve:
- Claim resolution timelines of up to 30 days
- Multiple verification checkpoints
- Extended documentation review cycles
- Increased back-and-forth communication
What Happens If There’s A Nominee?
Since your nominee details are already recorded and verified in advance:
- Claim resolution is completed in approximately 7 days
- Documentation checks are more efficient
- Fewer interactions are required
- Internal review processes are optimized
The result? A significantly smoother experience for nominees during an already sensitive time.
Taking a moment to add a nominee ensures that the people who matter most to you are protected if the unexpected ever happens.
Adding a Nominee Is Simple on WazirX
Adding a nominee in the WazirX app is quick and straightforward.
If you haven’t added one yet, it only takes a few minutes.
You can read the step-by-step guide here: “How To Add A Nominee To Your WazirX Account?”
A Step Toward Responsible Crypto Ownership
You invest by keeping your loved ones in mind:
A parent who depends on you.
A partner who shares the responsibilities.
A child whose secure future you are quietly planning for.
If something unexpected happens, the last thing your family should have to deal with is stress and confusion around accessing what you built for them. No unanswered emails. No uncertainty about who can initiate a claim. No additional procedural stress layered onto an already difficult time.
Adding a nominee is a simple act of responsibility. It ensures that the effort, discipline, and intention behind the crypto investments continue to serve the people they were meant for.
Take a few minutes today to make that decision.
Take another step to protect your family.
Add a nominee today on WazirX.
Disclaimer: Click Here to read the Disclaimer.
