As of 20 August 2026, the XRP price in India is ₹119.48, and you can start buying XRP with as little as ₹100 on supported crypto exchanges such as WazirX.

XRP is the native crypto of the XRP Ledger, a blockchain designed for fast, low-cost payments and value transfers. Its focus on payments and cross-border transactions has made XRP one of the more widely followed cryptos globally.

If you are planning to buy XRP in India, these are the 3 most popular ways to do it.

3 Ways to Buy XRP in India

• Centralized crypto exchanges: You can buy XRP directly with INR through a crypto exchange that supports XRP-INR trading.
• Peer-to-peer purchase: You can buy XRP from another individual and receive the XRP in your personal wallet after completing the transaction.
• Crypto on-ramp services: You can use a third-party service or a broker that allows you to purchase XRP with fiat currency and transfer it to a supported wallet.

The experience can differ significantly depending on the method you choose, especially in terms of convenience, compliance, security, and ease of use.

Why Choose a Centralized Exchange to Buy XRP in India?

An FIU-IND-registered centralized exchange makes buying XRP easier by letting you add INR, complete KYC, place your order, and manage your purchase from one platform.

• Regulatory compliance built in: FIU-IND-registered exchanges are required to follow applicable KYC and AML requirements, adding a compliance layer to the buying process.
• All-in-one convenience: You can deposit INR, place your XRP order, and track your holdings from the same account without relying on multiple services.
• Direct INR access: Centralized exchanges that support XRP-INR trading let you move from rupees to XRP without first converting your funds into another crypto.
• Account security features: Centralized exchanges typically provide account-level security controls that help users protect access to their funds and trading activity.

Together, INR access, regulatory compliance, ease of use, and account security features make centralized exchanges a practical choice for buying XRP in India.

Why Choose WazirX to Buy XRP in India

WazirX is an FIU-IND-registered crypto exchange trusted by 15 million+ users across India. Here’s why millions of Indian traders choose WazirX to buy XRP:.

• Buy XRP with INR from ₹100: You can buy XRP directly with INR on WazirX and start with as little as ₹100. INR deposits are supported through UPI, IMPS, NEFT, and RTGS.
• Compliance built into the experience: WazirX is registered with FIU-IND, follows applicable KYC and AML requirements, and supports two-factor authentication as an added layer of account protection.
• Everything you need in one app: Buy and hold XRP, track XRP prices, view charts, check your INR balance, and access Spot markets without switching between multiple platforms.
• Support throughout the week: WazirX Support is available through the app and Help Center from 8 AM to 12 AM IST, Monday to Sunday, giving users a clear channel for help with account, deposit, withdrawal, or trading queries.

If this is your first time buying crypto, our beginner’s guide to crypto covers the key basics to help you get familiar with the process.

You may also want to understand how crypto is taxed in India. Our guide to crypto taxes in India explains the applicable taxation and reporting requirements.

How to Buy XRP (XRP) on WazirX in 4 Easy Steps

Below are a few simple steps you can follow to buy XRP (XRP) in India with WazirX, India’s trusted and widely used crypto exchange.

Step 1: Create and Verify Your WazirX Account

Download the WazirX app and create your account. If you already have an account, simply log in. For a detailed walkthrough, here’s how you can open an account on WazirX.

Verify your email, set up two-factor authentication (2FA), and complete the KYC process on WazirX.

Note: You must complete KYC before you can deposit INR and start trading.

Step 2: Deposit Funds Into Your WazirX Account

In the bottom right corner, go to Funds and tap Deposit to add INR to your WazirX account.

You can deposit INR through UPI and the supported bank-transfer methods such as IMPS, NEFT, or RTGS. Once processed, the amount will reflect in your account balance.

Step 3: Search for XRP (XRP)

Tap the Exchange tab in the bottom navigation bar, then tap the search icon (🔍) in the top-right corner.

Select XRP/INR to buy XRP directly with INR. You can also choose XRP/USDT if you prefer to trade in the USDT market.

Step 4: Enter the Amount and Buy XRP

Enter the INR amount for which you want to buy XRP on WazirX. Check the XRP quantity, order price, and total amount before proceeding.

Tap Buy, then slide right to CONFIRM the order.

Once your order is executed, the purchased XRP will reflect in your WazirX account.

Once the order is executed, your purchased XRP will reflect in your WazirX account.

NOTE: Prefer desktop? You can follow the same process on the WazirX web platform.

What Is XRP (XRP)?

XRP is the native crypto of the XRP Ledger (XRPL), a decentralized blockchain built for fast, low-cost payments and value transfers. XRP is used to pay transaction fees, move funds across the network, and provide liquidity for cross-border transactions. Unlike Bitcoin, XRP was not designed around mining; the XRP Ledger uses a consensus mechanism to validate transactions. XRP is widely used in payments-focused applications and is supported by many crypto exchanges globally.

Quick Tips to Buy XRP in India

• Start small: If this is your first crypto purchase, consider starting with a smaller amount while you get familiar with how orders work.
• Verify the trading pair: Make sure you select XRP/INR before entering your order.
• Review the price: XRP prices can move quickly, so check the displayed price and complete order details before confirming.
• Enable 2FA: Protect your account with two-factor authentication and securely store your recovery code if you use an authenticator app.
• Never share OTPs or passwords: Keep your login credentials, OTPs, and authenticator recovery codes private.

Start Buying XRP on WazirX

Buying XRP on WazirX involves creating and verifying your account, adding INR, finding XRP/INR, choosing your trading experience, and placing your buy order.

You can start with as little as ₹100, so you don’t need to buy a whole XRP to get started.

Download the WazirX app or log in through the web to get started.

Frequently Asked Questions

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